Moving in Stamford: stamp duty at the £315,000 median
Stamp duty and the Land Registry fee, worked at Stamford's own sale prices. open for offer is the pre-market, where owners can test the market before paying to move.
At Stamford's £315,000 median, stamp duty is £5,750 for a home mover and £750 for a first-time buyer. Moving? open for offer lets you test the market before you list. Someone who will own another home usually pays £21,500.
Last reviewed 3 November 2026. Status: In force from 1 April 2025. These are the Stamp Duty Land Tax rates for England and Northern Ireland.
The median is from sales dated 1 September 2023 to 31 August 2026, Stamford town only.
How much stamp duty would you pay in Stamford?
Stamp Duty Land Tax is charged in slices. For a buyer who will own just this one home, GOV.UK lists the rates as follows.
- 0% up to £125,000.
- 2% on the portion from £125,001 to £250,000.
- 5% from £250,001 to £925,000.
- 10% from £925,001 to £1.5 million.
- 12% above £1.5 million.
You usually pay 5% on top of these rates if you own another residential property.
Worked at £315,000: nothing on the first £125,000, £2,500 on the next £125,000 and £3,250 on the final £65,000. That gives £5,750.
| Home type (median price) | Moving home | First-time buyer | Will own another home |
|---|---|---|---|
| Detached (£465,000) | £13,250 | £8,250 | £36,500 |
| Semi-detached (£302,000) | £5,100 | £100 | £20,200 |
| Terraced (£285,000) | £4,250 | £0 | £18,500 |
| Flat (£179,000) | £1,080 | £0 | £10,030 |
| All types (£315,000) | £5,750 | £750 | £21,500 |
The semi-detached row shows how sharp the first-time buyer line is. The middle semi sold for £302,000, just £2,000 over the £300,000 point where first-time buyer relief starts charging 5%, so the bill is £100.
GOV.UK says the relief cannot be claimed at all if the price is over £500,000.
The detached first-time buyer figure assumes everyone buying is a first-time buyer, which GOV.UK says is a condition of the relief.
Tax depends on your circumstances. HMRC's guidance is linked above; an accountant or tax adviser can apply it to you.
The Land Registry fee
When a home changes hands, the new owner is registered with HM Land Registry, which charges a fee set by its Registration Services fee scale.
For the transfer of a whole registered title, the fee depends on the price and on how the application is made.
| Price | Online, through the portal | By post |
|---|---|---|
| £100,001 to £200,000 | £100 | £230 |
| £200,001 to £500,000 | £150 | £330 |
| £500,001 to £1,000,000 | £295 | £655 |
So at Stamford's median of £315,000 the fee is £150 online or £330 by post. A flat at the £179,000 median falls in the band below.
The fee is a fixed amount for each price band, not a percentage of the price, so it barely moves the total cost of a move.
Costs on the selling side
If you are selling in Stamford to buy again, GOV.UK's guide to selling a home lists the costs to check first.
- How much you owe on your mortgage, and any early repayment charge or fee to move it.
- Estate agent fees and legal fees.
- Removal costs.
You will also need an Energy Performance Certificate. GOV.UK says you must order one before you market a property, and that a certificate is valid for 10 years.
If your home already has one, the government's find an energy certificate service lets you check it.
We print no figure for agent, legal, survey or removal costs. They are set by the firms you choose, and we hold no official source for a Stamford average.
What this means if you are thinking of moving
The two costs above are fixed by the price of the home you buy. Everything else depends on the price you sell for, which is the number most owners know least about.
open for offer is the pre-market, the market that exists before a property is ever advertised. Start with the market estimate for your address, then see how testing the market works before you commit to a move.
Testing the market is £9.99 a month, cancel any time.
Sources and method
Rates: GOV.UK, Stamp Duty Land Tax: residential property rates, checked 3 November 2026. Fees: GOV.UK, HM Land Registry: Registration Services fees, Scale 1, checked 3 November 2026.
Selling costs and certificates: GOV.UK, Selling a home, checked 3 November 2026. Every tax figure in the table is our arithmetic on those rates.
Medians: HM Land Registry Price Paid Data, standard sales, Stamford town, 1 September 2023 to 31 August 2026, read 3 November 2026.
Contains HM Land Registry data © Crown copyright and database right 2026. This data is licensed under the Open Government Licence v3.0.
Contains public sector information licensed under the Open Government Licence v3.0.
Corrections: none so far. If we find an error, we will correct it here, with the date and the figure we changed.
Common questions
How much stamp duty is there on a £315,000 house?
On HMRC rates checked 3 November 2026: £5,750 for a home mover, £750 for a first-time buyer, and £21,500 if you will own another home after buying. £315,000 was the median Stamford sale price over the three years to August 2026.
Do first-time buyers pay stamp duty in Stamford?
Not on a price up to £300,000, under the relief GOV.UK describes. Between £300,001 and £500,000 they pay 5% on the part above £300,000. Above £500,000 the relief cannot be claimed.